Fixed Deposits

Keep your excess amount in Janaseva Term Deposit KALPATARU Schemes and avail many features like assured returns, Interest payout monthly or quarterly, Loan against Term Deposit up to 90%, auto renewal, Nomination facility and premature withdrawal. Visit our nearest branch for more information.

Minimum Deposit
  • ₹ 100/- for Recurring Deposit
  • ₹ 1000/- for Fixed Deposit
Maximum Deposit
  • No Limit
Payment of Interest
  • Payment of interest at Monthly/Quarterly/Yearly basis as per your requirement
  • Payment of Monthly interest rate will be at simple rate
  • Senior citizen gets 0.25% extra interest rate
Tenure
  • 46 days to 60 months
Premature Withdrawal
  • Available
  • The penalty for premature withdrawal 1.00%
Loan facility
  • Loan against deposit is available up to 90% of current balance
Nomination facility
  • Available
TDS
  • TDS will be deducted if form 15G/15H not submitted
Others
  • Auto renewal facility available
  • Interest can be paid on monthly intervals at simple rate
  Note: Contact nearest branch for more details.

Interest Rates

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