Recurring Deposits

Recurring Deposit is a kind of Term Deposit, wherein customer can park fixed amount every month in RD account over a period of time. Standing instruction facility is available.

  • Individual, Joint Accounts and Minors are eligible to open RD account.
  • Minimum period 13 months.
  • Minimum Deposit Amount Rs. 100/-.
  • Nomination facility is available.
  • Passbooks are issued.
  • Loan facility is available up to 90% of available balance in RD Account.
  • Pre-mature withdrawal is allowed and penalty applicable as per the rule.
  • Penalty charges will be applicable in case default in monthly installment.
  • TDS will be applicable on the interest earned as per the prevailing rate.
  • Monthly installment of Rs. 2453/- for 36 months will give Rs. 1 Lakh on maturity.

Interest Rates

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