Mobile Banking

IMPS (Immediate Payment System) is an instant interbank fund transfer service using smart phones. This service is available 24x7x365 for customer. The customer has to register for Mobile Banking Service. Mobile Banking Application consists of Balance Enquiry, Mini Statement and Fund Transfer. Fund Transfer can be done using Mobile Number and MMID (P2P) and using account number and IFSC. Two-factor Authentication for secured transaction using MPIN+OTP or MPIN+TPIN. Mobile Money Identifier (MMID) is a 7 digit number, issued by bank. MMID is uniquely with an Account Number. Customer can link more than one account to the same mobile number. Customer receives SMS after successful transaction.

Safety measures for secure Mobile Banking:

  • Mobile should be password protected to prevent unauthorized access.
  • Change MPIN and TPIN periodically.
  • Register your mobile number for SMS banking.
  • Delete junk messages and chain messages periodically.
  • Do not share your password with anyone.
  • Do not save confidential information on mobile.
  • Do not enable auto-fill or save password for mobile banking.
  • Keep on upgrading mobile operating system and patches.
  • Turn off Wi-Fi, Bluetooth and GPS when not in use.
  • In case mobile device is lost, call immediately on toll-free number to disable service
 

Terms & Conditions

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