Cash Credit

EligibilityRetail Traders, Wholesaler, Distributor, Professionals and Manufacture
Purpose of LoanWorking Capital
Loan AmountMinimum Rs. 50,000/- Maximum (Up to Exposure Limit)
Margin25% on Stock and 40% Debtors
Loan /Repayment PeriodReview after 12 Months
Primary SecurityStocks and Debtors
Collateral Security50% in case sanction limit is above 5 Lakh.
No. of Guarantor One Financially Sound Guarantor/s
Share Amount2.5% of sanction amount or Max. 5 Lakh.

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