Deposit Interest Rates  w.e.f. February 01, 2021

    For General Public For Senior Citizen
Sr No Period For General Public For Bulk Deposits Senior Citizen For Bulk Deposits
1 46 days to 90 days 4.00% 4.50% 4.00% 4.50%
2 91 days to 180 days 5.00% 5.50% 5.00% 5.50%
3 181 days to 270 days 5.25% 5.75% 5.25% 5.75%
4 271 days to 395 days 5.50% 6.00% 5.50% 6.00%
5 13 months to 18 months (Simple) 6.00% 6.50% 6.25% 6.75%
6 13 months to 18 months (Cumulative) 5.75% 6.25% 6.00% 6.50%
7 19 months to 36 months (Simple) 6.25% 6.75% 6.50% 7.00%
8 19 months to 36 months (Cumulative) 6.00% 6.50% 6.25% 6.75%
9 37 months to 60 months (Simple) 6.00% 6.50% 6.25% 6.75%
10 37 months to 60 months (Cumulative) 5.75% 6.25% 6.00% 6.50%
Note:
  • No separate rate for cooperative societies
  • Bulk deposits will be treated for ₹25 Lakhs and above
  • The rates above are also applicable to recurring deposit schemes
  • Interest rates in General category are applicable to NRE deposits for the period between 12 months to 36 months as per the respective slabs in table

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