Deposit Interest Rates w.e.f. February 01, 2021
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For General Public |
For Senior Citizen |
Sr No |
Period |
For General Public |
For Bulk Deposits |
Senior Citizen |
For Bulk Deposits |
1 |
46 days to 90 days |
4.00% |
4.50% |
4.00% |
4.50% |
2 |
91 days to 180 days |
5.00% |
5.50% |
5.00% |
5.50% |
3 |
181 days to 270 days |
5.25% |
5.75% |
5.25% |
5.75% |
4 |
271 days to 395 days |
5.50% |
6.00% |
5.50% |
6.00% |
5 |
13 months to 18 months (Simple) |
6.00% |
6.50% |
6.25% |
6.75% |
6 |
13 months to 18 months (Cumulative) |
5.75% |
6.25% |
6.00% |
6.50% |
7 |
19 months to 36 months (Simple) |
6.25% |
6.75% |
6.50% |
7.00% |
8 |
19 months to 36 months (Cumulative) |
6.00% |
6.50% |
6.25% |
6.75% |
9 |
37 months to 60 months (Simple) |
6.00% |
6.50% |
6.25% |
6.75% |
10 |
37 months to 60 months (Cumulative) |
5.75% |
6.25% |
6.00% |
6.50% |
Note:
- No separate rate for cooperative societies
- Bulk deposits will be treated for ₹25 Lakhs and above
- The rates above are also applicable to recurring deposit schemes
- Interest rates in General category are applicable to NRE deposits for the period between 12 months to 36 months as per the respective slabs in table
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