Loan Interest Rate
Total Views |
| Sr. No. | RETAIL LOANS | RATE OF INTEREST |
Sr. No. | COMMERCIAL LOANS | RATE OF INTEREST |
| 1 | Janaseva Home Decore | 10.50% | 1 | 3 Wheeler(Auto/Tempo/ E-Auto) | 10%(ITR)10.50%(Declaration) |
| 2 | Vehicle Loan - New four Wheeler Loan | 2 | New Commercial Vehicle Car/Jeep/Transport | 10% | |
| Cibil Score above 750 | 9.10% | 3 | Janaseva Udyog Vastu Karj Yojana | A"Rating 9.50% Other-10.00% | |
| Cibil Score 700 to 750 | 9.35% | 4 | Cash Credit Secured General | 11.50% | |
| Cibil Score 650 to 699 | 9.60% | 5 | Machinery Loan | 10% | |
| Cibil Score -1 to 5 | 9.35% | 6 | Hypothecation Loan | 11.50% | |
| 3 | Vehicle Loan-Two Wheeler Loan | 7 | Property Loan/Builder Finance(for commercial real Estate) | 12.50% | |
| Vehicle Loan-Two Wheeler Loan | 10.10% | 8 | ProSelf Loan | 10% | |
| Cibil Score 700 to 750 | 10.35% | 9 | Hospital/Educational Institute Loan | 10.00% | |
| Cibil Score 650 to 699 | 10.60% | 10 | Janaseva Start Up (MSME) Finance | 10.00% | |
| Cibil Score -1 to 5 | 10.35% | 11 | Janaseva Solar Scheme | 9.50% | |
| 4 | Vehicle Loan- Regular E-Bike | 12 | Trade Pack Loan (for Traders) | 10% | |
| Cibil Score above 750 | 9.60% | ||||
| Cibil Score 700 to 750 | 9.85% | ||||
| Cibil Score 650 to 699 | 10.10% | ||||
| Cibil Score -1 to 5 | 9.85% | ||||
| 5 | Resale 4 Wheeler | 11% | |||
| 6 | Janaseva Educational Secured Loan | Upto 20 lac:8.90% Above 50lac:9.25% | |||
| 7 | Education loan for Coaching/Tuition Classes - Unsecured | 11% | |||
| 8 | Unsecured Education Loan | 10% | |||
| 9 | Personal Loan Scheme | 13.50% | |||
| 10 | Group Loan | 11.50% | |||
| 11 | Janvikas Loan Scheme | 12% | |||
| 12 | Gold Loan - Upto 2.00 Lakhs & Above 2.00 Lakhs | 9% | |||
| 13 | Loan Against Life Insurance Policies | 11% | |||
| 14 | Government Secured Loan | 11% | |||
| 15 | Cash Credit Against FD - FDCC | FD Rate + 2% 0.50% Extra for Third Party FD | |||
| 16 | Loan Against FD - FDTL |
* Vehicle Loans and housing loans are linked with cibil scores, Interest rates can be different as per cibil score.
* Commercial loans ROI 9% is linked with credit Rating.